For the dedicated men and women of the RCMP, Edmonton Police Service, Calgary Police Service, and all municipal police forces across Alberta, your commitment to safety often means an unpredictable schedule and a unique financial landscape. At Garett Martin Mortgages, we understand that navigating the housing market while managing shifts, overtime, and potential relocations can be a challenge. That's why we're here to offer a mortgage experience built specifically for you.
Your Unique Career, Your Unique Mortgage Needs
Police officers in Alberta face distinct financial situations that traditional banks often don't fully appreciate. This is where a specialized mortgage broker makes all the difference:
Overtime & Shift Differentials: Your overtime income and shift premiums are a significant part of your earnings, but some lenders struggle to include them effectively in your mortgage qualification. We know how to present your complete financial picture to ensure your hard-earned income works for you, maximizing your borrowing power for your dream home.
RCMP Relocations: For RCMP members, postings after Depot or transfers between detachments are a regular part of your career. We are adept at handling the complexities of RCMP relocation policies and working with lenders experienced in these unique scenarios, ensuring a smooth transition no matter where your service takes you in Alberta.
Job Stability & Lender Confidence: Your career provides an unparalleled level of job security, a significant "green flag" for lenders. We leverage this stability to negotiate competitive mortgage rates and flexible terms, securing the best possible financing for your police officer home loan.
Why Choose Garett Martin Mortgages?
As a former peace officer myself, I've walked in your boots. I understand the demands of your job and the financial nuances that come with it. My mission is to simplify the mortgage process for Alberta first responders like you.
First-Hand Experience: My background means I speak your language. I genuinely understand your pay stubs, your shifts, and the importance of a stress-free process.
The "No-BS" Process: Your time is valuable. Our streamlined, digital process—powered by TMG's Hurricane platform—allows for easy document submission and e-signatures, letting you manage your mortgage on your schedule, not the bank’s.
Proud Partners: We are an official partner of the Alberta First Responder Association (AFRA), supporting the wellness and training of our community. When you choose Garett Martin Mortgages, you're also contributing to AFRA's vital work through our donations.
Serving All Public Service: Beyond police, we proudly support AUPE members across the province, understanding their unique needs as well.
Ready to Secure Your Home?
You dedicate your career to protecting our communities. Let Garett Martin Mortgages dedicate our expertise to protecting your financial future. Whether it's your first home, an investment property, or a mortgage renewal, we're here to help Alberta police officers achieve their homeownership goals.
Don't let bank hours dictate your homeownership journey. Connect with a broker who understands your commitment.
Garett Martin | TMG The Mortgage Group Call/Text: 403-915-1025 Visit our websites:
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